What we finance

Financing for the deals conventional banks can’t get done.

Four core programs, backed by an extensive network of lending partners — from $350K to $50M.

01

SBA Lending

Government-guaranteed loans typically carry longer terms and a lower down payment than a conventional commercial loan. Our SBA and USDA partners and tenured lending group keep the process simple — and know which lenders will take deals others pass on.

ProgramsSBA 7(a) · SBA 504 · USDA Business & Industry
Common usesBusiness acquisitions, owner-occupied real estate, expansion, partner buyouts

02

Commercial & Industrial (C&I) Financing

Capital for operating businesses — to make payroll, pay suppliers, buy equipment, acquire a competitor or expand into new markets. When the bank wants more history, more collateral or a cleaner balance sheet, we find lenders who underwrite the business you actually have.

ProgramsTerm loans · Lines of credit · Asset-based lending · Equipment financing · Leveraged / acquisition financing
Best forManufacturers, distributors, contractors, healthcare and service companies

03

Commercial Real Estate

We work with owners, investors, developers and brokers to place loans on a direct or wholesale basis — from stabilized assets to value-add and ground-up construction.

ProgramsPermanent term · Construction · CMBS · Agency · Bank and credit-union portfolio
Common usesAcquisition, refinance, cash-out, value-add, new construction

04

Private Bridge Lending

Short-term, asset-focused capital for when the deal can’t wait on a bank — a fast acquisition, a property that needs to be repositioned or leased up, or a borrower who needs time before qualifying for permanent financing.

ProgramsBridge · Hard money · Bridge-to-permanent
Underwritten onThe collateral and the exit — not just credit history

Additional programs

Working-capital tools that often pair with our core programs.

Equipment Leasing

Finance the equipment you need now — often in days, not months.

Receivables Financing

A/R, inventory and purchase-order financing to free up working capital.

Invoice Factoring

Customers paying in 30–60+ days? Turn those invoices into cash today.

Revenue-Based Capital

Merchant cash advance, revenue-based advances and unsecured lines.

Real estate investor?

Ground-up construction, fix-and-flip and DSCR rental loans are handled by our sister company, Focus DSCR.

Visit Focus DSCR →

Bank said no? Not sure which program fits?

Tell us what you’re trying to do. We’ll tell you the best way to get it financed.