Commercial finance solutions built for you.
Fast and flexible solutions.
If you need capital to make payroll, pay your suppliers, buy new equipment, or expand into new markets, we can help. We make it easy to get you the capital necessary to keep your company running with our fast and flexible funding solutions.
Solutions for borrowers
Commercial Lending
Our commercial lending business team works with owners, investors, and brokers, and more to identify loans on a direct or wholesale basis. Our product offerings include construction, term, and bridge loans. Be sure to contact us today. Our team is available to review your lending needs and help identify the right option for you.
Equipment Funding
Why endure a lengthy traditional loan process to acquire the equipment you need now? With FOCUS Lending, you’re just a few days away from financing the equipment required to improve, scale, and grow your business. FOCUS Lending has the experienced equipment funding experts ready to help identify the best option for you.
Receivables Financing
Companies of every size are tasked with strategically managing accounts receivable, inventory, and other assets to ensure the business has just the right amount of cash on hand. FOCUS offers smart funding solutions to help you manage working capital more efficiently, enhance your liquidity, and take your business to the next stage.
SBA & USDA
Our extensive SBA & USDA experience along with our tenured lending group will help simplify your loan process. Through our SBA partners, we will identify lending solutions that typically have longer terms and a lower down payment than what is available with a traditional commercial loan. The team at FOCUS Lending is ready to help you.
Asset-Based Lending
Secured by a company's assets such as eligible accounts receivables, inventory or equipment, an asset based loan can be used to finance growth, acquisition, capital improvements and more. Asset based financing can be the perfect solution for manufacturers, wholesalers, distributors service providers, and more. 
Merchant Cash Advance
Many small to mid-sized businesses have trouble juggling merchant cash on hand with current and future financing requirements. These issues are even more difficult for a business owner with a lower business credit history. An MCA empowers companies who accept credit card payments by allowing them to advance merchant cash quickly.
Factoring
Do your customers take 30-45-60+ days to pay? Are you turning down jobs because of these slow paying customers? If yes, we can help! We can turn your unpaid invoices into cash in your hands today through our variety of factoring options - no matter the industry you serve, the size of your business, or the amount of the transaction.
And more.
Your success is our focus which is why we're in it for the long haul. And it's why so many of our clients come back for more access to funding time after time. We earn that privilege on every deal that funds. Contact FOCUS Lending today to learn more about how we can help you get funded. 
Get in touch.
Find out what FOCUS Lending can do for you and your business.
WHAT OUR CLIENTS SAY
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Greg L.
I was referred to FOCUS for business funding, they helped me identify the right solution to help get the funding I needed.”
Industry: Auto | Capital: $2,000,000
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Matt R.
“I’m not one for words but the people at FOCUS are great.
I look forward to continuing our partnership.”
Industry: Healthcare | Capital: $750,000 -
Tina W.
“I was recently introduced to FOCUS Lending through a colleague, I haven’t closed yet but the process so far has been positive. 🤞🏾”
Industry: Hospitality | Amount: TBD -
Carolyn G.
“I’ve been in business for almost seven years. When the pandemic hit last year, we had to get creative… fast! FOCUS Lending helped us navigate the options available to us given our industry and years in business. We couldn’t have survived without them.”
Industry: Construction | Capital: $1.2 M
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Sonny S.
“As a commercial real estate developer, I’m always on the lookout for funding partners who can help me execute quickly on opportunities. FOCUS is that funding partner. Fast and flexible, indeed!”
Industry: Real Estate | Capital: Ongoing
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Josh S.
“Great people. Great solutions.”
Industry: Construction / Capital: WND